There was a pause before he spoke again. “The mortgage payment did not go through.”
My stomach tightened slightly. “What mortgage.”
He hesitated. “The home equity line.”
My voice became cold. “You opened a loan in my name.”
“It was only paperwork,” he said quickly. “We intended to pay it back.”
“How much,” I asked calmly.
He exhaled slowly. “Seventy eight thousand dollars.”
For a moment the room felt colder. That amount was not a misunderstanding. It was fraud.
“I want you to text me everything you just said,” I told him.
“You would report your own father,” he demanded angrily.
“You committed the crime,” I replied quietly. “I am simply refusing to cover it.”
I hung up and immediately contacted my bank.
